Easy Deposit

Many people keep their funds in bank accounts to have easy access to their money in case of emergencies. Imagine having a fixed deposit account that gives you similar access to your fund and also gives you more than double the return. Such a fixed deposit account is our unique deposit product Easy Deposit.

Product Feature

  • Early encashment is allowed after 3 months
  • Quick Loan facility at only 2.50% higher rate than deposit on principal amount
  • Minimum deposit amount Tk. 25000 (New Opening) no maximum cap for deposit, multiple deposits possible in a month
  • No penalty for missing any month’s deposit
  • Profit paid on quarterly basis based on minimum deposit balance, so the annual effective return is higher.
  • Hassle free Electronic Fund Transfer and payment
  • Term of deposit 12 months


  • Minimum Age: 18 years
  • Citizen of Bangladesh

Privilege offer

Senior Citizens and Home Loan customers are eligible for preferential rate over the prevalent rate.


  • Recent Passport size photograph of A/C Holder and Nominee
  • Photograph of Nominee has to be duly attached by the account holder
  • Photocopy of NID/Passport/Driving License of A/C Holder and Nominee
  • TIN Certificate of A/C Holder ( IF available)
  • Download the MDS Form/ Collect the Form from your nearest BD Finance Branch
  • Provide completed Account Opening Form with all required documents.
  • Pay your opening amount by BEFTN/Cheque/Pay order in favor of “Bangladesh Finance And Investment Co. Limited” and provide payment details to nearest BD finance Branch.
  • Once your Payment has been cleared, an MDS account opening receipt will be issued to your name for delivery or pick up.

Deduction Rate

(on interest)

If E-TIN is Submitted 10.00%
If E-TIN is Not Submitted 15.00%


Balance up to Tk.1 Lac N/A
Balance above Tk.1 Lac but not more than Tk. 5 Lac Tk.150.00
Balance above Tk.5 Lac but not more than Tk. 10 Lac Tk.500.00
Balance above Tk.10 Lac but not more than Tk. 1 Crore Tk.2,500.00
Balance above Tk.1 Crore but not more than Tk. 5 Crore Tk.12,000.00
Balance above Tk. 5 Crore Tk.25,000.00