Lakhopoti Deposit Scheme (LDS)

BD Finance has introduced an exciting Deposit Scheme which is designed to make you a Lakhopoti within five years. It is a dream to become a Lakhopoti for many small savers. This dream can be a reality if you have a calculated plan and strong determination. To execute your dream to be Lakhopati just open a BD Finance account under this scheme offering a monthly saving plan fit to your income Continue depositing to complete the respective tenure and plan a   golden future accordingly.

Product Feature

  • Be a Lakhopati in 5 years & 2 months
  • Minimum placement BDT 10,000/- for account opening.
  • BDT 1000 monthly installments
  • At the end of the respective term, total savings with interest after deduction of Govt. tax and duties will be amount to BDT 100,000/-
  • Saving towards future capital expenditure
  • Security of Cash
  • Borrowing Facilities
  • Flexible terms and conditions
  • No hidden costs.
  • Providing service in fair and friendly environment.
  • Maintaining easy terms and conditions.


  • Minimum Age: 18 years
  • Citizen of Bangladesh

Privilege offer

Senior Citizens and Home Loan customers are eligible for preferential rate over the prevalent rate.


  • Recent Passport size photograph of A/C Holder and Nominee
  • Photograph of Nominee has to be duly attached by the account holder
  • Photocopy of NID/Passport/Driving License of A/C Holder and Nominee
  • TIN Certificate of A/C Holder ( IF available)
  • Download the MDS Form/ Collect the Form from your nearest BD Finance Branch
  • Provide completed Account Opening Form with all required documents.
  • Pay your opening amount by BEFTN/Cheque/Pay order in favor of “Bangladesh Finance And Investment Co. Limited” and provide payment details to nearest BD finance Branch.
  • Once your Payment has been cleared, an MDS account opening receipt will be issued to your name for delivery or pick up.

(on interest)

If E-TIN is Submitted 10.00%
If E-TIN is Not Submitted 15.00%


Balance up to Tk.1 Lac N/A
Balance above Tk.1 Lac but not more than Tk. 5 Lac Tk.150.00
Balance above Tk.5 Lac but not more than Tk. 10 Lac Tk.500.00
Balance above Tk.10 Lac but not more than Tk. 1 Crore Tk.3,000.00
Balance above Tk.1 Crore but not more than Tk. 5 Crore Tk.15,000.00
Balance above Tk. 5 Crore Tk.40,000.00