Monthly Deposit Scheme

Monthly deposit scheme is a special installment based deposit scheme for the individual customers through which customer will receive an agreed amount of money after depositing a certain amount of money for a certain period.

Product Feature

  • Monthly installment based savings scheme
  • Installment of Tk.500 or its multiple
  • Can be opened for 3, 5, 8 or 10 years
  • Get Principal and interest at maturity along with insurance coverage
  • Loan/overdraft facility may be allowed up to 90% of the deposited amount.
Monthly Deposit


  • Minimum Age: 18 years
  • Citizen of Bangladesh


  • Recent Passport size photograph of A/C Holder and Nominee
  • Photograph of Nominee has to be duly attached by the account holder
  • Photocopy of NID/Passport/Driving License of A/C Holder and Nominee
  • TIN Certificate of A/C Holder ( IF available)
  • Download the MDS Form/ Collect the Form from your nearest BD Finance Branch
  • Provide completed Account Opening Form with all required documents.
  • Pay your opening amount by BEFTN/Cheque/Pay order in favor of “Bangladesh Finance And Investment Co. Limited” and provide payment details to nearest BD finance Branch.
  • Once your Payment has been cleared, an MDS account opening receipt will be issued to your name for delivery or pick up.

Deduction Rate

(on interest)

If E-TIN is Submitted 10.00%
If E-TIN is Not Submitted 15.00%


Balance up to Tk.1 Lac N/A
Balance above Tk.1 Lac but not more than Tk. 5 Lac Tk.150.00
Balance above Tk.5 Lac but not more than Tk. 10 Lac Tk.500.00
Balance above Tk.10 Lac but not more than Tk. 1 Crore Tk.2,500.00
Balance above Tk.1 Crore but not more than Tk. 5 Crore Tk.12,000.00
Balance above Tk. 5 Crore Tk.25,000.00